Home & Investment Property Loans

SG&A deal with over 45 lenders in Australia, this gives our clients access to the lowest interest rates and the easiest approvals available.

As times are becoming tougher regarding home and investment property approvals it’s more important than ever to have an expert on your side. Some people believe all that is neccassery is comparing interest rates and fees then choosing a bank. Believe it or not, the amount you are borrowing usually determines which is actually the best deal.

For those who feel game enough to find the best mortgage themselves these are some quick basic questions you’ll need to ask yourself, do you know the formula each lender uses to assess your income?, but also, do you know the formula each lender uses to assess your expenses?, this could mean the lender who assessed your income to the highest value could potentially be the lender who believes you have the lowest surplus… but even then, do you know the formula each lender uses to asses LMI premiums?, the lender who asses the your application to have the most surplus may also charge you the highest LMI premium.

What will you do when you discover the lender with the lowest interest rate believes you can afford to borrow the least?, what will you do when you discover the lender who believes you can afford the desired amount also has the highest interest rate?,

SG&A has the experience and knowledge to solve these questions for you, in fact our mortgage expert regularly compares lender policies when knowing they’ll be faced with the need for negotiations during the approval process.

So give SG&A a call today and let us help you achieve the investment property you desire or the home of your dreams.

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